Suburb comparison
Gosford vs Terrigal: which Sydney suburb suits you?
The key differences: Gosford is $145/wk cheaper per week to rent; Gosford has more schools within the postcode. The table below covers all available metrics.
Last refreshed May 2026 (most cards). Per-card sources show exact dates.
Central Coast
Gosford
2250
Central Coast
Terrigal
2260
Side-by-side comparison
| Metric | Gosford | Terrigal |
|---|---|---|
SAFETYSafety Terrigal leads on 2 of 2 | ||
| Sub-grade | D(-1) | C▲(0) |
| Flood zone coverage | — | — |
| Bushfire zone coverage | 92.4% | 63.3%▲ |
FAMILYFamily Terrigal leads on 2 of 3 | ||
| Sub-grade | C(0) | B▲(0) |
| SEIFA advantage decile | 6/10 | 10/10▲ |
| Schools in postcode | 26▲ | 4 |
FINANCEFinance | ||
| Sub-grade | insufficient | insufficient |
| Median house price | — | — |
| Median unit price | — | — |
| Median weekly rent | $615/wk | $760/wk |
| Annual price growth | — | — |
LIFESTYLELifestyle Gosford leads on 2 of 2 | ||
| Sub-grade | C+▲(0) | C-(0) |
| Walkability percentile | 65▲ | 18 |
Median prices show levels, not better-or-worse for a buyer. See the suburb pages for context.
Which suits you?
Choose Gosford if...
- Gosford leads on Lifestyle
- You are renting first and want lower weekly outgoings
- School options within walking distance matter
Choose Terrigal if...
- Terrigal leads on Safety, Family
- Socio-economic advantage score matters to you
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Common questions
- Is Gosford or Terrigal more expensive?
- Price data varies — check each suburb's page for the latest figures.
- Which is better for renters — Gosford or Terrigal?
- Median weekly rent is $615/wk in Gosford and $760/wk in Terrigal, making Gosford the more affordable rental market.
- Is Gosford or Terrigal at higher flood risk?
- Flood mapping coverage varies by postcode — see the flood risk pages for both suburbs for authoritative NSW data.
- How many schools are in Gosford vs Terrigal?
- Gosford has 26 schools in the postcode, and Terrigal has 4. Note that school catchments can extend across postcode boundaries.
Full suburb profiles