Considering Terrigal? This page brings together 17 data cards on what it’s like to live there, what the catchments and amenities are, and where the suburb is heading. The analysis covers safety, family fit, financial picture, and lifestyle.
Is Terrigal a good suburb to buy in 2026?
Terrigal (2260) scores a Stickybeak Grade across safety, family fit, financial picture, and lifestyle. Scroll down for the full 17-card analysis, or use the section navigation to jump to what matters most.
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129 min
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143 min
118 min
150 min
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The verdict
Who it is for
Terrigal suits established owner-occupiers, likely couples or families in their forties, who prioritise coastal lifestyle over urban convenience. The median household income of $2,056 per week and SEIFA decile of 9 out of 10 signal a comfortable, well-resourced community. The secondary school posts a solid ICSEA of 1066, and all ten nearby childcare services meet or exceed the National Quality Standard. If you work remotely or can absorb a Central Coast commute, the demographic fit is strong.
Who would not love it
The walkability score sits at just the 18th percentile, there is no medical service within 1.6 kilometres, and only one supermarket nearby. That is a real daily-life constraint, not a minor inconvenience. More seriously, 63.3 per cent of the postcode is classified as bushfire-prone land. If you are buying a house rather than an apartment, that risk applies directly to your property. Buyers who need urban amenity, reliable public transport access, or low natural-hazard exposure should look elsewhere.
What to verify before you bid
- Confirm the specific bushfire attack level (BAL) rating for any property you are considering, as 63.3 per cent bushfire-prone coverage means individual lots vary significantly in exposure and insurance cost. - Check whether the property falls within a flood overlay as well, given the composite and safe grades are both flagged as insufficient in the Stickybeak assessment. - Verify home and contents insurance availability and premium cost before exchange, not after.
Refreshed fortnightly; last refresh 12 May 2026. Verify any specific fact against its source card below.
SAFETY
Will I feel safe and comfortable in Terrigal?
BOCSAR · TERRIGAL 2260
Recorded incidents reported to police
12-month rolling total at suburb level, indexed against Greater Sydney.
RATE PER 100K4,14012 mo to Dec 2025
VS GREATER SYDNEY−48%Below Sydney average
5-YR TREND (LGA)Central Coast
Within LGA: Central Coast
TOP OFFENCE CATEGORIES
THEFT42%125 reports
ASSAULT38%112 reports
MALICIOUS DAMAGE TO PROPERTY20%59 reports
ASSAULT SPLIT (DOMESTIC VS NON-DOMESTIC)
DOMESTIC VIOLENCE FLAGGED35%
NON-DOMESTIC65%
Across 109 assault reports in this window.
DV-flagged assault has risen statewide as reporting has improved. Compare with caution to suburbs whose population has changed materially.
BOCSAR Recorded Criminal Incidents · Updated March 2026 · CC BY 4.0
Median weekly rent from lodged bonds. Sep 2025. Bond count suppressed by DCJ (30 or fewer lodgements this quarter).
Rents here sit around the Sydney middle. A balance of rental stock and owner-occupier demand.
Median weekly rent · Unit · 2 bed
Small sample
$635per week
Sep 2025 · bond count suppressed
Quarterly trend · last 12 quarters
Nearby suburbs · same combination
Gosford2250
$580▼$55
9.0 km away
Umina Beach2257
$500▼$135
13.2 km away
Wyong2259
$500▼$135
15.4 km away
Palm Beach2108
$880▲$245
22.8 km away
NSW DCJ Rental Bond Board↗ · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.
DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2260
What’s in the pipeline
NSW Planning Portal feed paused at the source for postcode 2260. Expected back by Q3 2026.
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Compare Terrigal with another suburb
Also in Central Coast
Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Central Coast postcodes, or explore the full Central Coast suburb index.
Terrigal is the primary suburb with postcode 2260 in New South Wales. In some cases multiple suburbs share the same postcode — Terrigal is the main locality.
Which local government area is Terrigal in?
Terrigal (2260) is located in the Central Coast local government area in New South Wales.
What data does Stickybeak show for Terrigal?
Stickybeak shows 16 data cards for Terrigal (2260) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Terrigal flood prone?
Flood risk varies street by street in Terrigal. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Terrigal?
The Schools card on this page lists primary and secondary schools within the catchment area for Terrigal (2260), including their NAPLAN performance data and distance from the suburb centre.
Is Terrigal (2260) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Terrigal (2260). Eligibility depends on the purchase price and your individual circumstances.
How is Terrigal changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Terrigal (2260) using data from NSW Planning, the ATO, and the ABS.
