Suburb comparison
Gosford vs Umina Beach: which Sydney suburb suits you?
The key differences: Gosford has more schools within the postcode. The table below covers all available metrics.
Last refreshed May 2026 (most cards). Per-card sources show exact dates.
Central Coast
Gosford
2250
Central Coast
Umina Beach
2257
Side-by-side comparison
| Metric | Gosford | Umina Beach |
|---|---|---|
SAFETYSafety Umina Beach leads on 2 of 2 | ||
| Sub-grade | D(-1) | C+▲(0) |
| Flood zone coverage | — | — |
| Bushfire zone coverage | 92.4% | 72.0%▲ |
FAMILYFamily Gosford leads on 2 of 3 | ||
| Sub-grade | C(0) | C+▲(0) |
| SEIFA advantage decile | 6/10▲ | 4/10 |
| Schools in postcode | 26▲ | 5 |
FINANCEFinance | ||
| Sub-grade | insufficient | insufficient |
| Median house price | — | — |
| Median unit price | — | — |
| Median weekly rent | $615/wk | $585/wk |
| Annual price growth | — | — |
LIFESTYLELifestyle Gosford leads on 2 of 2 | ||
| Sub-grade | C+▲(0) | D(-1) |
| Walkability percentile | 65▲ | 6 |
Median prices show levels, not better-or-worse for a buyer. See the suburb pages for context.
Which suits you?
Choose Gosford if...
- Gosford leads on Family, Lifestyle
- Socio-economic advantage score matters to you
- School options within walking distance matter
Choose Umina Beach if...
- Umina Beach leads on Safety
- You are renting first and want lower weekly outgoings
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Common questions
- Is Gosford or Umina Beach more expensive?
- Price data varies — check each suburb's page for the latest figures.
- Which is better for renters — Gosford or Umina Beach?
- Median weekly rent is $615/wk in Gosford and $585/wk in Umina Beach, making Umina Beach the more affordable rental market.
- Is Gosford or Umina Beach at higher flood risk?
- Flood mapping coverage varies by postcode — see the flood risk pages for both suburbs for authoritative NSW data.
- How many schools are in Gosford vs Umina Beach?
- Gosford has 26 schools in the postcode, and Umina Beach has 5. Note that school catchments can extend across postcode boundaries.
Full suburb profiles