Stickybeak

St Marys 2760 suburb insights

Postcode 2760 covers St Marys, a residential suburb within the Penrith local government area of New South Wales. Stickybeak analyses St Marys across four dimensions that matter to buyers: affordability (median sale prices, rental yield, and first home buyer eligibility), lifestyle quality (school catchments, childcare, walkability, and CBD commute times), risk factors (flood zone mapping, bushfire prone land, air quality, and traffic volume), and suburb momentum (development pipeline, price trajectory over time, and ABS demographic data). The section navigation at the top of the page lets you jump directly to any part of the analysis. All figures are sourced from NSW government and federal datasets and refreshed as new data is published.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford St Marys?

Can I afford St Marys?

Serviceability check

What would a typical mortgage look like in St Marys? Based on the suburb median of $957,500 (houses) and the local median household income.


Monthly repayment
$4,726/mo

6.3% variable · Apr 2026

Repayment-to-income
75.9%

Stretch

Loan assumptions
$766,000 loan
20% deposit ($191,500)
30-year P&I

At today's rate, repayments here would eat 76% of the typical local household's gross income. That is out of reach for most buyers.


Repayment burden vs Sydney median income
St Marys75.9%
Sydney median income52.7%
30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Based on median prices and a 20% deposit at 6.27% variable.
Can I afford St Marys?

Rental market in St Marys

Median weekly rent from lodged bonds. Sep 2025. Based on 66 new bond lodgements this quarter.

Rents here sit around the Sydney middle. A balance of rental stock and owner-occupier demand.


Median weekly rent · Unit · 2 bed
$483per week
Sep 2025 · 66 bonds lodged

Quarterly trend · last 12 quarters
Dec 22: $375 per week (41 bonds)Mar 23: $365 per week (bond count suppressed)Jun 23: $385 per week (60 bonds)Sep 23: $400 per week (53 bonds)Dec 23: $420 per week (47 bonds)Mar 24: $560 per week (85 bonds)Jun 24: $460 per week (72 bonds)Sep 24: $480 per week (78 bonds)Dec 24: $480 per week (54 bonds)Mar 25: $485 per week (68 bonds)Jun 25: $480 per week (70 bonds)Sep 25: $483 per week (66 bonds)Dec 22Jun 24Sep 25


Nearby suburbs · same combination

Mount Druitt2770
$470$13
3.4 km away
Kingswood2747
$480$3
4.4 km away
Rooty Hill2766
$520$37
5.8 km away
Hassall Grove2761
$500$17
6.2 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Lifestyle

St Marys Lifestyle

Dealbreakers

Any dealbreakers?

Any dealbreakers?

Air quality in St Marys

34
FairAQI · NSW DCCEEW
04:12 AEST
St Marys station · 3.7 km from centroid
12-month median: AQI 32 · Good

Air quality is acceptable but sensitive groups may notice effects.


Pollutants
nearest station
PM2.5i
5.0µg/m³
24-hr avg
PM10i
16.8µg/m³
24-hr avg
NO₂i
0.5pphm
1hr reading

AQI · last 12 months · daily mean
St Marys station · 365 daily points
Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.

Change

How might St Marys change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2760

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2760. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might St Marys change?

Investor activity in St Marys

2760 · ATO Taxation Statistics · ~18-month lag

Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in St Marys under the median ($636,000).

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track St Marys.

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Compare St Marys with another suburb

Also in Penrith

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Penrith postcodes, or explore the full Penrith suburb index.

Glenmore Park 2745Kingswood 2747Penrith 2750

Frequently asked questions

What suburb is postcode 2760?
St Marys is the primary suburb with postcode 2760 in New South Wales. In some cases multiple suburbs share the same postcode — St Marys is the main locality.
Which local government area is St Marys in?
St Marys (2760) is located in the Penrith local government area in New South Wales.
What data does Stickybeak show for St Marys?
Stickybeak shows 16 data cards for St Marys (2760) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is St Marys flood prone?
Flood risk varies street by street in St Marys. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near St Marys?
The Schools card on this page lists primary and secondary schools within the catchment area for St Marys (2760), including their NAPLAN performance data and distance from the suburb centre.
Is St Marys (2760) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in St Marys (2760). Eligibility depends on the purchase price and your individual circumstances.
How is St Marys changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for St Marys (2760) using data from NSW Planning, the ATO, and the ABS.

Explore St Marys in depth

Dig deeper into specific topics for St Marys 2760: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Penrith suburb index to compare nearby options.