What suburb is postcode 2068?

Middle Cove is the primary suburb with postcode 2068 in New South Wales. In some cases multiple suburbs share the same postcode — Middle Cove is the main locality.

Which local government area is Middle Cove in?

Middle Cove (2068) is located in the Willoughby local government area in New South Wales.

What data does Stickybeak show for Middle Cove?

Stickybeak shows 16 data cards for Middle Cove (2068) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).

Is Middle Cove flood prone?

Flood risk varies street by street in Middle Cove. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.

What are the best schools near Middle Cove?

The Schools card on this page lists primary and secondary schools within the catchment area for Middle Cove (2068), including their NAPLAN performance data and distance from the suburb centre.

Is Middle Cove (2068) eligible for the First Home Buyer scheme?

The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Middle Cove (2068). Eligibility depends on the purchase price and your individual circumstances.

How is Middle Cove changing?

The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Middle Cove (2068) using data from NSW Planning, the ATO, and the ABS.

Middle Cove 2068 suburb insights

Postcode 2068 covers Middle Cove, a residential suburb within the Willoughby local government area of New South Wales. Stickybeak analyses Middle Cove across four dimensions that matter to buyers: affordability (median sale prices, rental yield, and first home buyer eligibility), lifestyle quality (school catchments, childcare, walkability, and CBD commute times), risk factors (flood zone mapping, bushfire prone land, air quality, and traffic volume), and suburb momentum (development pipeline, price trajectory over time, and ABS demographic data). The section navigation at the top of the page lets you jump directly to any part of the analysis. All figures are sourced from NSW government and federal datasets and refreshed as new data is published.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Can I afford Middle Cove?

Serviceability check

What would a typical mortgage look like in Middle Cove? Based on the suburb median of $3,237,500 (houses) and the local median household income.

Monthly repayment

$15,981/mo

6.3% variable · Apr 2026

Repayment-to-income

82.9%

Stretch

Loan assumptions

$2,590,000 loan

20% deposit ($647,500)

30-year P&I

At today's rate, repayments here would eat 83% of the typical local household's gross income. That is out of reach for most buyers.

Repayment burden vs Sydney median income

Middle Cove82.9%

Sydney median income178.2%

30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Sources: RBA Table F6 (rate), ABS Census 2021 G02 (income), suburb median sale.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Cammeray 2062$720,00018% RTI Artarmon 2064$1,060,00027% RTI Crows Nest 2065$915,00023% RTI

Based on median prices and a 20% deposit at 6.27% variable.

Can I afford Middle Cove?

Rental market in Middle Cove

Median weekly rent from lodged bonds. Sep 2025. Bond count suppressed by DCJ (30 or fewer lodgements this quarter).

Rents here are at the higher end for Sydney. Higher holding costs for investors; higher savings pressure for renters.

Median weekly rent · Unit · 2 bed

Small sample

$750per week

Sep 2025 · bond count suppressed

Quarterly trend · last 12 quarters

Nearby suburbs · same combination

Northbridge2063

$895▲$145

1.4 km away

Cammeray2062

$800▲$50

2.6 km away

Castle Cove2069

$840▲$90

2.6 km away

Artarmon2064

$775▲$25

2.8 km away

NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Source: ABS Census 2021, Postal Areas (CC BY 4.0).

Any dealbreakers?

Air quality in Middle Cove

GoodAQI · NSW DCCEEW

03:21 AEST

Cammeray station · 3.1 km from centroid

12-month median: AQI 28 · Good

Air quality is generally safe for outdoor activity.

Pollutants

nearest station

PM2.5i

5.2µg/m³

24-hr avg

PM10i

16.7µg/m³

24-hr avg

NO₂i

0.4pphm

1hr reading

AQI · last 12 months · daily mean

Cammeray station · 365 daily points

Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.

View dealbreakers as a standalone report →

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2068

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2068. Expected back by Q3 2026.

How might Middle Cove change?

Investor activity in Middle Cove

2068 · ATO Taxation Statistics · ~18-month lag

Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides

Set a listings alert

See new listings in Middle Cove under the median ($3,237,500).

Search on Domain

Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Middle Cove.

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Compare Middle Cove with another suburb

Also in Willoughby

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Willoughby postcodes, or explore the full Willoughby suburb index.

Castle Cove 2069 Chatswood 2067 Northbridge 2063 Willoughby 2068

Frequently asked questions

What suburb is postcode 2068?: Middle Cove is the primary suburb with postcode 2068 in New South Wales. In some cases multiple suburbs share the same postcode — Middle Cove is the main locality.
Which local government area is Middle Cove in?: Middle Cove (2068) is located in the Willoughby local government area in New South Wales.
What data does Stickybeak show for Middle Cove?: Stickybeak shows 16 data cards for Middle Cove (2068) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Middle Cove flood prone?: Flood risk varies street by street in Middle Cove. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Middle Cove?: The Schools card on this page lists primary and secondary schools within the catchment area for Middle Cove (2068), including their NAPLAN performance data and distance from the suburb centre.
Is Middle Cove (2068) eligible for the First Home Buyer scheme?: The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Middle Cove (2068). Eligibility depends on the purchase price and your individual circumstances.
How is Middle Cove changing?: The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Middle Cove (2068) using data from NSW Planning, the ATO, and the ABS.

Explore Middle Cove in depth

Dig deeper into specific topics for Middle Cove 2068: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Willoughby suburb index to compare nearby options.