Suburb comparison
Umina Beach vs Wamberal: which Sydney suburb suits you?
The key differences: Umina Beach is $175/wk cheaper per week to rent; Umina Beach has more schools within the postcode. The table below covers all available metrics.
Last refreshed May 2026 (most cards). Per-card sources show exact dates.
Central Coast
Umina Beach
2257
Central Coast
Wamberal
2260
Side-by-side comparison
| Metric | Umina Beach | Wamberal |
|---|---|---|
SAFETYSafety Wamberal leads on 2 of 2 | ||
| Sub-grade | C+(0) | C+▲(0) |
| Flood zone coverage | — | — |
| Bushfire zone coverage | 72.0% | 63.3%▲ |
FAMILYFamily Wamberal leads on 2 of 3 | ||
| Sub-grade | C+(0) | B▲(0) |
| SEIFA advantage decile | 4/10 | 10/10▲ |
| Schools in postcode | 5▲ | 4 |
FINANCEFinance | ||
| Sub-grade | insufficient | insufficient |
| Median house price | — | — |
| Median unit price | — | — |
| Median weekly rent | $585/wk | $760/wk |
| Annual price growth | — | — |
LIFESTYLELifestyle Wamberal leads on 2 of 2 | ||
| Sub-grade | D(-1) | C-▲(0) |
| Walkability percentile | 6 | 18▲ |
Median prices show levels, not better-or-worse for a buyer. See the suburb pages for context.
Which suits you?
Choose Umina Beach if...
- You are renting first and want lower weekly outgoings
- School options within walking distance matter
Choose Wamberal if...
- Wamberal leads on Safety, Family, Lifestyle
- Socio-economic advantage score matters to you
One email with the verdict. No follow-ups, no newsletter.
Common questions
- Is Umina Beach or Wamberal more expensive?
- Price data varies — check each suburb's page for the latest figures.
- Which is better for renters — Umina Beach or Wamberal?
- Median weekly rent is $585/wk in Umina Beach and $760/wk in Wamberal, making Umina Beach the more affordable rental market.
- Is Umina Beach or Wamberal at higher flood risk?
- Flood mapping coverage varies by postcode — see the flood risk pages for both suburbs for authoritative NSW data.
- How many schools are in Umina Beach vs Wamberal?
- Umina Beach has 5 schools in the postcode, and Wamberal has 4. Note that school catchments can extend across postcode boundaries.
Full suburb profiles