Suburb comparison
Charlestown vs Warners Bay: which Sydney suburb suits you?
The key differences: Charlestown has more schools within the postcode. The table below covers all available metrics.
Last refreshed May 2026 (most cards). Per-card sources show exact dates.
Lake Macquarie
Charlestown
2290
Lake Macquarie
Warners Bay
2282
Side-by-side comparison
| Metric | Charlestown | Warners Bay |
|---|---|---|
SAFETYSafety Warners Bay leads on 2 of 2 | ||
| Sub-grade | C-(0) | B-▲(0) |
| Flood zone coverage | — | — |
| Bushfire zone coverage | 70.1% | 45.3%▲ |
FAMILYFamily Even (1 each) | ||
| Sub-grade | C+(0) | C+▲(0) |
| SEIFA advantage decile | 7/10 | 7/10 |
| Schools in postcode | 13▲ | 4 |
FINANCEFinance | ||
| Sub-grade | insufficient | insufficient |
| Median house price | — | — |
| Median unit price | — | — |
| Median weekly rent | $675/wk | $680/wk |
| Annual price growth | — | — |
LIFESTYLELifestyle Warners Bay leads on 2 of 2 | ||
| Sub-grade | D(-1) | C-▲(0) |
| Walkability percentile | 9 | 24▲ |
Median prices show levels, not better-or-worse for a buyer. See the suburb pages for context.
Which suits you?
Choose Charlestown if...
- You are renting first and want lower weekly outgoings
- School options within walking distance matter
Tied on Family.
Choose Warners Bay if...
- Warners Bay leads on Safety, Lifestyle
Tied on Family.
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Common questions
- Is Charlestown or Warners Bay more expensive?
- Price data varies — check each suburb's page for the latest figures.
- Which is better for renters — Charlestown or Warners Bay?
- Median weekly rent is $675/wk in Charlestown and $680/wk in Warners Bay, making Charlestown the more affordable rental market.
- Is Charlestown or Warners Bay at higher flood risk?
- Flood mapping coverage varies by postcode — see the flood risk pages for both suburbs for authoritative NSW data.
- How many schools are in Charlestown vs Warners Bay?
- Charlestown has 13 schools in the postcode, and Warners Bay has 4. Note that school catchments can extend across postcode boundaries.
Full suburb profiles