Stickybeak

Palm Beach 2108 suburb insights

Postcode 2108 covers Palm Beach, a residential suburb within the Northern Beaches local government area of New South Wales. Stickybeak analyses Palm Beach across four dimensions that matter to buyers: affordability (median sale prices, rental yield, and first home buyer eligibility), lifestyle quality (school catchments, childcare, walkability, and CBD commute times), risk factors (flood zone mapping, bushfire prone land, air quality, and traffic volume), and suburb momentum (development pipeline, price trajectory over time, and ABS demographic data). The section navigation at the top of the page lets you jump directly to any part of the analysis. All figures are sourced from NSW government and federal datasets and refreshed as new data is published.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford Palm Beach?

Can I afford Palm Beach?

Serviceability check

What would a typical mortgage look like in Palm Beach? Based on the suburb median of $5,330,000 (houses) and the local median household income.

Monthly repayment
$26,310/mo

6.3% variable · Apr 2026

Repayment-to-income
216.3%

Stretch

Loan assumptions
$4,264,000 loan
20% deposit ($1,066,000)
30-year P&I

At today's rate, repayments here would eat 216% of the typical local household's gross income. That is out of reach for most buyers.

Repayment burden vs Sydney median income
Palm Beach216.3%
Sydney median income293.3%
30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Sources: RBA Table F6 (rate), ABS Census 2021 G02 (income), suburb median sale.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Based on median prices and a 20% deposit at 6.27% variable.
Can I afford Palm Beach?

Rental market in Palm Beach

Postcode-level data suppressed for this quarter. Figures are LGA-level (Northern Beaches) estimates from DCJ.

Rents here are at the higher end for Sydney. Higher holding costs for investors; higher savings pressure for renters.

Median weekly rent · Unit · 2 bed
LGA fallback
$880per week
Sep 2025 · 757 bonds lodged
Quarterly trend · last 12 quarters
Dec 22: $703 per week (560 bonds)Mar 23: $720 per week (597 bonds)Jun 23: $750 per week (740 bonds)Sep 23: $740 per week (794 bonds)Dec 23: $795 per week (682 bonds)Mar 24: $800 per week (649 bonds)Jun 24: $800 per week (769 bonds)Sep 24: $800 per week (835 bonds)Dec 24: $825 per week (648 bonds)Mar 25: $850 per week (677 bonds)Jun 25: $850 per week (750 bonds)Sep 25: $880 per week (757 bonds)Dec 22Jun 24Sep 25

Nearby suburbs · same combination

Avalon Beach2107
…
3.2 km away
Church Point2105
…
5.6 km away
Newport2106
…
6.2 km away
Bayview2104
…
7.1 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents. Some figures here are LGA-level estimates (Northern Beaches) where postcode data is suppressed.

Lifestyle

Palm Beach Lifestyle

Source: ABS Census 2021, Postal Areas (CC BY 4.0).

Dealbreakers

Any dealbreakers?

View dealbreakers as a standalone report →

Change

How might Palm Beach change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2108

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2108. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might Palm Beach change?

Investor activity in Palm Beach

2108 · ATO Taxation Statistics · ~18-month lag
Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in Palm Beach under the median ($5,330,000).

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Palm Beach.

Get one email when Palm Beach's prices, FHB eligibility, or strata health change. No newsletter, no upsell, unsubscribe with one click.

Compare Palm Beach with another suburb

Also in Northern Beaches

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Northern Beaches postcodes, or explore the full Northern Beaches suburb index.

Avalon Beach 2107Balgowlah 2093Bayview 2104Brookvale 2100

Frequently asked questions

What suburb is postcode 2108?
Palm Beach is the primary suburb with postcode 2108 in New South Wales. In some cases multiple suburbs share the same postcode — Palm Beach is the main locality.
Which local government area is Palm Beach in?
Palm Beach (2108) is located in the Northern Beaches local government area in New South Wales.
What data does Stickybeak show for Palm Beach?
Stickybeak shows 16 data cards for Palm Beach (2108) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Palm Beach flood prone?
Flood risk varies street by street in Palm Beach. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Palm Beach?
The Schools card on this page lists primary and secondary schools within the catchment area for Palm Beach (2108), including their NAPLAN performance data and distance from the suburb centre.
Is Palm Beach (2108) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Palm Beach (2108). Eligibility depends on the purchase price and your individual circumstances.
How is Palm Beach changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Palm Beach (2108) using data from NSW Planning, the ATO, and the ABS.

Explore Palm Beach in depth

Dig deeper into specific topics for Palm Beach 2108: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Northern Beaches suburb index to compare nearby options.