What suburb is postcode 2088?

Mosman is the primary suburb with postcode 2088 in New South Wales. In some cases multiple suburbs share the same postcode — Mosman is the main locality.

Which local government area is Mosman in?

Mosman (2088) is located in the Mosman local government area in New South Wales.

What data does Stickybeak show for Mosman?

Stickybeak shows 16 data cards for Mosman (2088) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).

Is Mosman flood prone?

Flood risk varies street by street in Mosman. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.

What are the best schools near Mosman?

The Schools card on this page lists primary and secondary schools within the catchment area for Mosman (2088), including their NAPLAN performance data and distance from the suburb centre.

Is Mosman (2088) eligible for the First Home Buyer scheme?

The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Mosman (2088). Eligibility depends on the purchase price and your individual circumstances.

How is Mosman changing?

The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Mosman (2088) using data from NSW Planning, the ATO, and the ABS.

Mosman 2088 suburb insights

Thinking about buying in Mosman (2088)? This page consolidates 16 data cards from NSW government, the ABS, and Transport for NSW to help you build a complete picture of what ownership and life in the Mosman suburb actually looks like. The analysis covers affordability signals — median sale prices, rental yield, and first home buyer eligibility — alongside lifestyle indicators including school catchments and walkability, risk factors such as flood and bushfire exposure, and suburb-change metrics covering the development pipeline and price trajectory. Jump between the four sections using the sticky navigation above, or scroll through the full analysis below.

Last refreshed May 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Can I afford Mosman?

Serviceability check

What would a typical mortgage look like in Mosman? Based on the suburb median of $1,397,500 (units) and the local median household income.

Monthly repayment

$6,898/mo

6.3% variable · Apr 2026

Repayment-to-income

55.0%

Stretch

Loan assumptions

$1,118,000 loan

20% deposit ($279,500)

30-year P&I

At today's rate, repayments here would eat 55% of the typical local household's gross income. That is out of reach for most buyers.

Repayment burden vs Sydney median income

Mosman55.0%

Sydney median income76.9%

30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Sources: RBA Table F6 (rate), ABS Census 2021 G02 (income), suburb median sale.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Neutral Bay 2089$1,125,00044% RTI Cammeray 2062$720,00028% RTI Elizabeth Bay 2011$125,0005% RTI

Based on median prices and a 20% deposit at 6.27% variable.

Can I afford Mosman?

Rental market in Mosman

Median weekly rent from lodged bonds. Sep 2025. Based on 122 new bond lodgements this quarter.

Rents here are at the higher end for Sydney. Higher holding costs for investors; higher savings pressure for renters.

Median weekly rent · Unit · 2 bed

$850per week

Sep 2025 · 122 bonds lodged

Quarterly trend · last 12 quarters

Nearby suburbs · same combination

Cremorne2090

$875▲$25

2.2 km away

Neutral Bay2089

$830▼$20

3.0 km away

Cammeray2062

$800▼$50

3.1 km away

Northbridge2063

$895▲$45

3.4 km away

NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Source: ABS Census 2021, Postal Areas (CC BY 4.0).

Any dealbreakers?

Air quality in Mosman

GoodAQI · NSW DCCEEW

04:07 AEST

Cammeray station · 3.0 km from centroid

12-month median: AQI 28 · Good

Air quality is generally safe for outdoor activity.

Pollutants

nearest station

PM2.5i

5.2µg/m³

24-hr avg

PM10i

16.7µg/m³

24-hr avg

NO₂i

0.4pphm

1hr reading

AQI · last 12 months · daily mean

Cammeray station · 365 daily points

Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.

View dealbreakers as a standalone report →

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2088

What’s in the pipeline

Development applications (DAs) lodged, assessed, or approved in Mosman over the past 12 months. Pipeline data from the NSW Planning Portal. Proposed developments may not proceed.

Active applications22

lodged or under assessment

Proposed dwellings14

0.1% of existing households

Declared value$24M

total estimated cost of works, where reported

Residential share18.0%

of active applications

24-month DA trajectory

Pipeline steady at around 22 active applications per month.

Mosman has a modest pipeline, mostly alterations rather than new builds — consistent with a largely built-out suburb.

How might Mosman change?

Investor activity in Mosman

2088 · ATO Taxation Statistics · ~18-month lag

Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides

Set a listings alert

See new listings in Mosman under the median ($1,397,500).

Search on Domain

Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Mosman.

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Compare Mosman with another suburb

Other North Shore (Lower) suburbs

Cammeray 2062 Cremorne 2090 Neutral Bay 2089

Frequently asked questions

What suburb is postcode 2088?: Mosman is the primary suburb with postcode 2088 in New South Wales. In some cases multiple suburbs share the same postcode — Mosman is the main locality.
Which local government area is Mosman in?: Mosman (2088) is located in the Mosman local government area in New South Wales.
What data does Stickybeak show for Mosman?: Stickybeak shows 16 data cards for Mosman (2088) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Mosman flood prone?: Flood risk varies street by street in Mosman. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Mosman?: The Schools card on this page lists primary and secondary schools within the catchment area for Mosman (2088), including their NAPLAN performance data and distance from the suburb centre.
Is Mosman (2088) eligible for the First Home Buyer scheme?: The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Mosman (2088). Eligibility depends on the purchase price and your individual circumstances.
How is Mosman changing?: The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Mosman (2088) using data from NSW Planning, the ATO, and the ABS.

Explore Mosman in depth

Dig deeper into specific topics for Mosman 2088: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Mosman suburb index to compare nearby options.