Thinking about buying your first home in Mona Vale (2103)? This page brings together 17 data cards from NSW government, the ABS, Transport for NSW, and Domain auction results to help you decide if Mona Vale is the right fit. The analysis covers affordability and FHB scheme eligibility, schools and childcare, dealbreakers like flood and bushfire, and how the suburb is changing. Jump between the four sections using the sticky navigation, or scroll through the full analysis below.
Is Mona Vale a good suburb to buy in 2026?
Mona Vale (2103) scores a Stickybeak Grade across safety, family fit, financial picture, and lifestyle. Scroll down for the full 17-card analysis, or use the section navigation to jump to what matters most.
Tick the places you actually go and how often. We'll work out your typical travel time from this suburb, so you can compare suburbs against the trips you really do.
Your typical trip from hereTick a destination below
55 min
48 min
76 min
50 min
76 min
Approximate off-peak driving times: straight-line distance × a Sydney detour factor at 35 km/h. Real road times will vary. Saved on this device.
The verdict
Who it is for
Mona Vale suits established families and upsizers who can comfortably clear the $2,450,000 house median and want a coastal Northern Beaches lifestyle without sacrificing amenity. The SEIFA decile of 10 out of 10 signals a high-income neighbourhood, consistent with a median household income of $2,296 per week. The local secondary school scores an ICSEA of 1084, which is well above the national average, and 14 of 16 nearby childcare services meet or exceed the National Quality Standard.
Who would not love it
First home buyers are locked out entirely. The median house price sits well above the First Home Buyer Assistance Scheme threshold, and even the median unit at $1,270,000 offers no relief. That unit figure also carries a 22.6 per cent year-on-year fall, which is a real concern if you are buying into that segment. Anyone relying on public transport should note that walkability, while reasonable at the 77th percentile, does not substitute for a car on the Northern Beaches peninsula.
What to verify before you bid
- The unit median has dropped 22.6 per cent in one year across 97 sales. Before bidding on any apartment, request strata records and check for building defect orders or special levies that may be contributing to that price pressure. - Confirm your specific lot's bushfire-prone land status directly with Northern Beaches Council. The 1.4 per cent postcode figure is low but not zero, and BAL ratings affect insurance costs and renovation approvals. - With 47 days on market for houses, vendors are not under pressure. Get an independent valuation so you understand where comparable sales actually sit before you negotiate.
Refreshed fortnightly; last refresh 12 May 2026. Verify any specific fact against its source card below.
SAFETY
Will I feel safe and comfortable in Mona Vale?
BOCSAR · MONA VALE 2103
Recorded incidents reported to police
12-month rolling total at suburb level, indexed against Greater Sydney.
RATE PER 100K2,97012 mo to Dec 2025
VS GREATER SYDNEY−63%Below Sydney average
5-YR TREND (LGA)Northern Beaches
Within LGA: Northern Beaches
TOP OFFENCE CATEGORIES
THEFT58%112 reports
ASSAULT24%47 reports
AGAINST JUSTICE PROCEDURES18%35 reports
ASSAULT SPLIT (DOMESTIC VS NON-DOMESTIC)
DOMESTIC VIOLENCE FLAGGED23%
NON-DOMESTIC77%
Across 47 assault reports in this window.
DV-flagged assault has risen statewide as reporting has improved. Compare with caution to suburbs whose population has changed materially.
BOCSAR Recorded Criminal Incidents · Updated March 2026 · CC BY 4.0
Air quality
Air quality in Mona Vale
21
GoodAQI · NSW DCCEEW
14:48 AEST
Cammeray station · 18.5 km from centroid
12-month median:AQI 28 · Good
Air quality is generally safe for outdoor activity.
Pollutants
nearest station
PM2.5i
5.2µg/m³
24-hr avg
PM10i
7.2µg/m³
24-hr avg
NO₂i
1.4pphm
1hr reading
AQI · last 12 months · daily mean
Cammeray station · 365 daily points
Source: NSW DCCEEW Air Quality API↗ (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.
Median weekly rent from lodged bonds. Sep 2025. Bond count suppressed by DCJ (30 or fewer lodgements this quarter).
Rents here are at the higher end for Sydney. Higher holding costs for investors; higher savings pressure for renters.
Median weekly rent · Unit · 2 bed
Small sample
$830per week
Sep 2025 · bond count suppressed
Quarterly trend · last 12 quarters
Nearby suburbs · same combination
Warriewood2102
$915▲$85
1.4 km away
Bayview2104
$880▲$50
2.2 km away
Newport2106
$763▼$67
2.5 km away
Narrabeen2101
$850▲$20
3.5 km away
NSW DCJ Rental Bond Board↗ · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.
DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2103
What’s in the pipeline
NSW Planning Portal feed paused at the source for postcode 2103. Expected back by Q3 2026.
Get one email when Mona Vale's prices, FHB eligibility, or strata health change. No newsletter, no upsell, unsubscribe with one click.
Your email is used only for this notification. Unsubscribe in one click.
Compare Mona Vale with another suburb
Also in Northern Beaches
Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Northern Beaches postcodes, or explore the full Northern Beaches suburb index.
Mona Vale is the primary suburb with postcode 2103 in New South Wales. In some cases multiple suburbs share the same postcode — Mona Vale is the main locality.
Which local government area is Mona Vale in?
Mona Vale (2103) is located in the Northern Beaches local government area in New South Wales.
What data does Stickybeak show for Mona Vale?
Stickybeak shows 16 data cards for Mona Vale (2103) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Mona Vale flood prone?
Flood risk varies street by street in Mona Vale. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Mona Vale?
The Schools card on this page lists primary and secondary schools within the catchment area for Mona Vale (2103), including their NAPLAN performance data and distance from the suburb centre.
Is Mona Vale (2103) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Mona Vale (2103). Eligibility depends on the purchase price and your individual circumstances.
How is Mona Vale changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Mona Vale (2103) using data from NSW Planning, the ATO, and the ABS.
