Stickybeak

Heathcote 2233 suburb insights

Thinking about buying in Heathcote (2233)? This page consolidates 16 data cards from NSW government, the ABS, and Transport for NSW to help you build a complete picture of what ownership and life in the Sutherland suburb actually looks like. The analysis covers affordability signals — median sale prices, rental yield, and first home buyer eligibility — alongside lifestyle indicators including school catchments and walkability, risk factors such as flood and bushfire exposure, and suburb-change metrics covering the development pipeline and price trajectory. Jump between the four sections using the sticky navigation above, or scroll through the full analysis below.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford Heathcote?

Can I afford Heathcote?

Serviceability check

What would a typical mortgage look like in Heathcote? Based on the suburb median of $1,427,500 (houses) and the local median household income.


Monthly repayment
$7,046/mo

6.3% variable · Apr 2026

Repayment-to-income
72.6%

Stretch

Loan assumptions
$1,142,000 loan
20% deposit ($285,500)
30-year P&I

At today's rate, repayments here would eat 73% of the typical local household's gross income. That is out of reach for most buyers.


Repayment burden vs Sydney median income
Heathcote72.6%
Sydney median income78.6%
30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Based on median prices and a 20% deposit at 6.27% variable.
Can I afford Heathcote?

Rental market in Heathcote

Median weekly rent from lodged bonds. Sep 2025. Bond count suppressed by DCJ (30 or fewer lodgements this quarter).

Rents here sit around the Sydney middle. A balance of rental stock and owner-occupier demand.


Median weekly rent · Unit · 2 bed
Small sample
$650per week
Sep 2025 · bond count suppressed

Quarterly trend · last 12 quarters
Dec 22: $500 per week (bond count suppressed)Mar 23: data suppressed (fewer than 10 bonds lodged)?Jun 23: $550 per week (bond count suppressed)Sep 23: $550 per week (bond count suppressed)Dec 23: data suppressed (fewer than 10 bonds lodged)?Mar 24: $650 per week (bond count suppressed)Jun 24: $600 per week (bond count suppressed)Sep 24: $650 per week (bond count suppressed)Dec 24: $605 per week (bond count suppressed)Mar 25: $580 per week (bond count suppressed)Jun 25: $650 per week (bond count suppressed)Sep 25: $650 per week (bond count suppressed)Dec 22Jun 24Sep 25


Nearby suburbs · same combination

Menai2234
7.8 km away
Kirrawee2232
9.5 km away
Gymea2227
10.2 km away
Jannali2226
10.8 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Lifestyle

Heathcote Lifestyle

Dealbreakers

Any dealbreakers?

Any dealbreakers?

Air quality in Heathcote

49
FairAQI · NSW DCCEEW
03:03 AEST
Campbelltown West station · 18.0 km from centroid
12-month median: AQI 27 · Good

Air quality is acceptable but sensitive groups may notice effects.


Pollutants
nearest station
PM2.5i
10.2µg/m³
24-hr avg
PM10i
24.6µg/m³
24-hr avg
NO₂i
2.1pphm
1hr reading

AQI · last 12 months · daily mean
Campbelltown West station · 365 daily points
Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.

Change

How might Heathcote change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2233

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2233. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might Heathcote change?

Investor activity in Heathcote

2233 · ATO Taxation Statistics · ~18-month lag

Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in Heathcote under the median ($927,500).

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Heathcote.

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Compare Heathcote with another suburb

Also in Sutherland

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Sutherland postcodes, or explore the full Sutherland suburb index.

Caringbah 2229Cronulla 2230Engadine 2233Gymea 2227

Frequently asked questions

What suburb is postcode 2233?
Heathcote is the primary suburb with postcode 2233 in New South Wales. In some cases multiple suburbs share the same postcode — Heathcote is the main locality.
Which local government area is Heathcote in?
Heathcote (2233) is located in the Sutherland local government area in New South Wales.
What data does Stickybeak show for Heathcote?
Stickybeak shows 16 data cards for Heathcote (2233) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Heathcote flood prone?
Flood risk varies street by street in Heathcote. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Heathcote?
The Schools card on this page lists primary and secondary schools within the catchment area for Heathcote (2233), including their NAPLAN performance data and distance from the suburb centre.
Is Heathcote (2233) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Heathcote (2233). Eligibility depends on the purchase price and your individual circumstances.
How is Heathcote changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Heathcote (2233) using data from NSW Planning, the ATO, and the ABS.

Explore Heathcote in depth

Dig deeper into specific topics for Heathcote 2233: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Sutherland suburb index to compare nearby options.