Stickybeak

Five Dock 2046 suburb insights

Located in the Canada Bay council area, Five Dock (2046) is one of greater Sydney's residential suburbs covered by Stickybeak's property analysis tool. The 16 data cards on this page address four questions every buyer should ask: whether you can afford the suburb (median prices, rental yield, first home buyer schemes), what life would be like there (schools, childcare, walkability, commute to the CBD), whether there are any dealbreakers (flood risk, bushfire zones, air quality, traffic), and how Five Dock is likely to change over time (development pipeline, price trajectory, demographics). Data is drawn from NSW Planning, Transport for NSW, the ABS, and other authoritative government sources. Use the sticky navigation bar at the top to move directly between sections.

Last refreshed April 2026 (most cards). Per-card sources show exact dates.

All data has limits. See our data caveats.

Affordability

Can I afford Five Dock?

Can I afford Five Dock?

Serviceability check

What would a typical mortgage look like in Five Dock? Based on the suburb median of $1,100,000 (units) and the local median household income.

Monthly repayment
$5,430/mo

6.3% variable · Apr 2026

Repayment-to-income
53.8%

Stretch

Loan assumptions
$880,000 loan
20% deposit ($220,000)
30-year P&I

At today's rate, repayments here would eat 54% of the typical local household's gross income. That is out of reach for most buyers.

Repayment burden vs Sydney median income
Five Dock53.8%
Sydney median income60.5%
30% stress line

Assumes a 20% deposit and a 30-year P&I owner-occupier loan at the current Sydney variable rate. Your actual rate, deposit, and income will differ.

Sources: RBA Table F6 (rate), ABS Census 2021 G02 (income), suburb median sale.

Nearby suburbs with lower medians

Still looking? These suburbs are closer to reach.

Based on median prices and a 20% deposit at 6.27% variable.
Can I afford Five Dock?

Rental market in Five Dock

Median weekly rent from lodged bonds. Sep 2025. Based on 107 new bond lodgements this quarter.

Rents here are at the higher end for Sydney. Higher holding costs for investors; higher savings pressure for renters.

Median weekly rent · Unit · 2 bed
$780per week
Sep 2025 · 107 bonds lodged
Quarterly trend · last 12 quarters
Dec 22: $650 per week (74 bonds)Mar 23: $680 per week (81 bonds)Jun 23: $700 per week (91 bonds)Sep 23: $700 per week (88 bonds)Dec 23: $755 per week (97 bonds)Mar 24: $780 per week (109 bonds)Jun 24: $800 per week (80 bonds)Sep 24: $760 per week (129 bonds)Dec 24: $780 per week (90 bonds)Mar 25: $780 per week (107 bonds)Jun 25: $780 per week (94 bonds)Sep 25: $780 per week (107 bonds)Dec 22Jun 24Sep 25

Nearby suburbs · same combination

Drummoyne2047
$800▲$20
2.3 km away
Haberfield2045
$1,100▲$320
2.4 km away
Croydon2132
$690▼$90
2.7 km away
Concord2137
$793▲$13
2.8 km away
NSW DCJ Rental Bond Board · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.

Lifestyle

Five Dock Lifestyle

Source: ABS Census 2021, Postal Areas (CC BY 4.0).

Dealbreakers

Any dealbreakers?

Any dealbreakers?

Air quality in Five Dock

41
FairAQI · NSW DCCEEW
04:10 AEST
Rozelle station · 3.1 km from centroid
12-month median: AQI 30 · Good

Air quality is acceptable but sensitive groups may notice effects.

Pollutants
nearest station
PM2.5i
7.3µg/m³
24-hr avg
PM10i
20.6µg/m³
24-hr avg
NO₂i
0.3pphm
1hr reading
AQI · last 12 months · daily mean
Rozelle station · 365 daily points
Source: NSW DCCEEW Air Quality API (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.
View dealbreakers as a standalone report →

Change

How might Five Dock change?

DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2046

What’s in the pipeline

NSW Planning Portal feed paused at the source for postcode 2046. Expected back by Q3 2026.

NSW PLANNING PORTAL
How might Five Dock change?

Investor activity in Five Dock

2046 · ATO Taxation Statistics · ~18-month lag
Source: ATO Taxation Statistics (CC BY 2.5 AU).

What to do next

Three steps to move from research to action.

1
Get pre-approved

Know your budget before you inspect. A pre-approval letter strengthens your offer.

Read our guides
2
Set a listings alert

See new listings in Five Dock under the median ($1,100,000).

Search on Domain
3
Join the contract-review waitlist

Have your Section 66W reviewed before you sign.

Join the waitlist

Track Five Dock.

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Compare Five Dock with another suburb

Also in Canada Bay

Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Canada Bay postcodes, or explore the full Canada Bay suburb index.

Concord 2137Drummoyne 2047Rhodes 2138Abbotsford 2046

Frequently asked questions

What suburb is postcode 2046?
Five Dock is the primary suburb with postcode 2046 in New South Wales. In some cases multiple suburbs share the same postcode — Five Dock is the main locality.
Which local government area is Five Dock in?
Five Dock (2046) is located in the Canada Bay local government area in New South Wales.
What data does Stickybeak show for Five Dock?
Stickybeak shows 16 data cards for Five Dock (2046) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Five Dock flood prone?
Flood risk varies street by street in Five Dock. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Five Dock?
The Schools card on this page lists primary and secondary schools within the catchment area for Five Dock (2046), including their NAPLAN performance data and distance from the suburb centre.
Is Five Dock (2046) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Five Dock (2046). Eligibility depends on the purchase price and your individual circumstances.
How is Five Dock changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Five Dock (2046) using data from NSW Planning, the ATO, and the ABS.

Explore Five Dock in depth

Dig deeper into specific topics for Five Dock 2046: see flood risk, schools, walkability, and rental market as standalone pages. Or browse the full Canada Bay suburb index to compare nearby options.