Thinking about buying your first home in Collaroy (2097)? This page brings together 17 data cards from NSW government, the ABS, Transport for NSW, and Domain auction results to help you decide if Collaroy is the right fit. The analysis covers affordability and FHB scheme eligibility, schools and childcare, dealbreakers like flood and bushfire, and how the suburb is changing. Jump between the four sections using the sticky navigation, or scroll through the full analysis below.
Is Collaroy a good suburb to buy in 2026?
Collaroy (2097) scores a Stickybeak Grade across safety, family fit, financial picture, and lifestyle. Scroll down for the full 17-card analysis, or use the section navigation to jump to what matters most.
Tick the places you actually go and how often. We'll work out your typical travel time from this suburb, so you can compare suburbs against the trips you really do.
Your typical trip from hereTick a destination below
41 min
34 min
69 min
42 min
61 min
Approximate off-peak driving times: straight-line distance × a Sydney detour factor at 35 km/h. Real road times will vary. Saved on this device.
The verdict
Who it is for
Collaroy suits established, high-income households who want a Northern Beaches lifestyle close to the ocean. The median household income of $2,372 per week reflects who already lives here, and the median house price of $3,637,500 confirms this is not entry-level territory. Families will find two well-resourced primary schools with a mean ICSEA of 1098, and 14 of 15 nearby childcare services meet or exceed the National Quality Standard. Units at $1,155,000 are the more realistic entry point.
Who would not love it
First home buyers are locked out entirely. The First Home Buyer Assistance Scheme does not apply at either price point here. Walkability sits at the 47th percentile, so if you rely on walking for daily errands, one supermarket within 1.6 kilometres will feel thin. Seventeen per cent of the postcode sits on bushfire-prone land, which is a real constraint on insurance and building works. The composite Stickybeak grade of C and a financial grade of C- signal this suburb does not offer straightforward value for the price paid.
What to verify before you bid
- Check whether the specific property falls within the 17% bushfire-prone land footprint, and obtain a building insurance quote before exchanging contracts. - With 53% of dwellings being flats or apartments, request the full strata records and owners corporation financials, including the 10-year capital works fund forecast. - Confirm your commute independently. Walkability scores 48 out of 100, and transport amenity counts do not indicate frequency or reliability of services into the CBD.
Refreshed fortnightly; last refresh 12 May 2026. Verify any specific fact against its source card below.
SAFETY
Will I feel safe and comfortable in Collaroy?
BOCSAR · COLLAROY 2097
Recorded incidents reported to police
12-month rolling total at suburb level, indexed against Greater Sydney.
RATE PER 100K2,26612 mo to Dec 2025
VS GREATER SYDNEY−72%Below Sydney average
5-YR TREND (LGA)Northern Beaches
Within LGA: Northern Beaches
TOP OFFENCE CATEGORIES
THEFT46%51 reports
ASSAULT33%37 reports
INTIMIDATION, STALKING AND HARASSMENT21%23 reports
ASSAULT SPLIT (DOMESTIC VS NON-DOMESTIC)
DOMESTIC VIOLENCE FLAGGED42%
NON-DOMESTIC58%
Across 36 assault reports in this window.
DV-flagged assault has risen statewide as reporting has improved. Compare with caution to suburbs whose population has changed materially.
BOCSAR Recorded Criminal Incidents · Updated March 2026 · CC BY 4.0
Air quality
Air quality in Collaroy
23
GoodAQI · NSW DCCEEW
13:13 AEST
Cammeray station · 12.6 km from centroid
12-month median:AQI 28 · Good
Air quality is generally safe for outdoor activity.
Pollutants
nearest station
PM2.5i
5.8µg/m³
24-hr avg
PM10i
10.6µg/m³
24-hr avg
NO₂i
2.3pphm
1hr reading
AQI · last 12 months · daily mean
Cammeray station · 365 daily points
Source: NSW DCCEEW Air Quality API↗ (CC BY 4.0). Historical data updated weekly; live readings cached 60 minutes.
Median weekly rent from lodged bonds. Sep 2025. Based on 38 new bond lodgements this quarter.
Rents here are at the higher end for Sydney. Higher holding costs for investors; higher savings pressure for renters.
Median weekly rent · Unit · 2 bed
$863per week
Sep 2025 · 38 bonds lodged
Quarterly trend · last 12 quarters
Nearby suburbs · same combination
Dee Why2099
$840▼$23
3.0 km away
Curl Curl2096
$900▲$37
4.5 km away
Brookvale2100
$838▼$25
4.7 km away
Warriewood2102
$915▲$52
5.1 km away
NSW DCJ Rental Bond Board↗ · Sep 2025 · CC BY. Cells with 10 or fewer bond lodgements are suppressed; cells with 30 or fewer have the bond count suppressed but rent published. Figures are transacted rents, not asking rents.
DEVELOPMENT PIPELINE · NSW PLANNING PORTAL · 2097
What’s in the pipeline
NSW Planning Portal feed paused at the source for postcode 2097. Expected back by Q3 2026.
Get one email when Collaroy's prices, FHB eligibility, or strata health change. No newsletter, no upsell, unsubscribe with one click.
Your email is used only for this notification. Unsubscribe in one click.
Compare Collaroy with another suburb
Also in Northern Beaches
Comparing suburbs in the same area can sharpen your decision. Browse suburb insights for other Northern Beaches postcodes, or explore the full Northern Beaches suburb index.
Collaroy is the primary suburb with postcode 2097 in New South Wales. In some cases multiple suburbs share the same postcode — Collaroy is the main locality.
Which local government area is Collaroy in?
Collaroy (2097) is located in the Northern Beaches local government area in New South Wales.
What data does Stickybeak show for Collaroy?
Stickybeak shows 16 data cards for Collaroy (2097) covering affordability (median sale prices, rental yield, first home buyer eligibility), lifestyle (schools, childcare, walkability, commute times), risk factors (flood zones, bushfire prone land, air quality, traffic volume), and suburb growth signals (development pipeline, price trajectory, demographics).
Is Collaroy flood prone?
Flood risk varies street by street in Collaroy. Check the Dealbreakers section on this page for the latest NSW flood zone mapping sourced from official state government data. Always verify at the property level with a Section 10.7 certificate before purchasing.
What are the best schools near Collaroy?
The Schools card on this page lists primary and secondary schools within the catchment area for Collaroy (2097), including their NAPLAN performance data and distance from the suburb centre.
Is Collaroy (2097) eligible for the First Home Buyer scheme?
The First Home Buyer eligibility card on this page shows which NSW and federal government schemes — including the First Home Guarantee, stamp duty exemptions, and the First Home Super Saver scheme — apply to purchases in Collaroy (2097). Eligibility depends on the purchase price and your individual circumstances.
How is Collaroy changing?
The Change section on this page covers new housing supply from the development pipeline, historical price trajectory, and demographic shifts for Collaroy (2097) using data from NSW Planning, the ATO, and the ABS.
